Fintech companies are not only reshaping the market but also changing people’s spending habits. This transformation can be understood as a shift where transactions are now more convenient and tailored to individual preferences. Almost everything is now available on installment plans. The demonetization and the lockdowns during the COVID-19 pandemic brought about a revolutionary change in mobile usage. While the trend of purchasing goods via digital platforms has surged, there have also been significant changes in traditional banking systems.
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